What is one of the security benefits of e-money? a) It reduces encryption b) It is easier to steal than physical cash c) It minimi zes the risks of physical theft and fraud d) It increases the reliance on cash e) It requires no personal identification Soal 53

The correct answer is **c) It minimizes the risks of physical theft and fraud.**E-money, or electronic money, offers several security advantages over physical cash. Because it's not a physical object, it's less susceptible to theft or loss through robbery or burglary. Furthermore, sophisticated security measures like encryption and authentication protocols can significantly reduce the risk of fraud compared to cash transactions. Options a, b, d, and e are incorrect because they describe disadvantages or inaccuracies related to e-money security.