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is an example-ople believe that cashless payment methods are the sign of the future ve also made a strong Sweden, for example, push toward
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is an example-ople believe that cashless payment methods are the sign of the future ve also made a strong Sweden, for example, push toward a cash-free society paying for all this? While cash-free means profits for credit card industries and efficiencles facent study found that mercilining workers and managing their time, it isn't cost-free for offer the interchange fees they for merchants in terms merchants increase their prices by approximately 1.4 percent to interchange fees they pay to Moreover companies; for those earning miles, that may not matter, but those who pay cash pay the price. workers bevice that was long standard. If you're like me, that screen may leave you flummoxed: Are the worker conting paid less than minimum wage because these are now tipped jobs? share Consumers also pay in terms of privacy. Do you want your payment app or credit card company to including doubtst to crime, like employee theft and robbery, digital payments aren't without their own risks, including double charges and identity theit. doesn't necessarilyess sounds so sleek and shiny and tech-forward, but like many given the persistence Someone always pays the price. divide between wealth disparities given the paycheck-to-paycheck lives of many people, widening another Someone alwayse haves and the have-nots isn't the cost-free leap forward proponents make it out to be. Adapted from: https://www.nytimes com/2022/11/17/earing/shotd-we-all-pocastiles.html accessed 18 November 2023 5. The purpose of the text is to . __ A. give information about o countries ies that become cashless society describe what a cashless society looks like C. persuade the reader a cash-free society has some risks D. explain the reader how a country becomes a cashless society E. entertain the reader with an experience of being the part of a cashless society 6. The main idea of the second paragraph is __ A. cash-free method is not free for everyone B. using cashless methods makes more profits C. consumers are the one who get benefits of cash-free method D. merchants get more profits than customers E. workers of businesses are being paid higher than before 7. "And while a cash system is subject to crime, ... __ The e synonym of the word "subject" is __ A. theme B. motif C. vulnerable D. dependent E. field The text mostly uses . __ A. past perfect tense B. present perfect tense simple present tense D. present continuous tense E. simple future tense This text is for questions 9 and 10. Many people believe that the journey to becoming cashless will quicken Itisno doubt that there are many advantages that come with this drive towards a cashless society: convenience, fraud minimization, financial etC. Nevertheless, it is also worth understanding the disadvantages: loss of privacy and anonymity, cybercrimes,and financial exclusion of the less technologically sawy, among others Business owners who are thinking about how to adapt in a fully cashless society must fully understand its pros and cons. 9.What are the benefits of a cashless society? (More than one answer) A. It threatens privacy. B. It is convenient. C. It Increases cybercrimes. D.It minimizes crimes. E. It makes financial products and services avallable and affordable to all individuals and business. 10. ". __ financial exclusion of the less technologically sawy, among others." Which of the following words are the synonyms of "sawy"? (More than one answer) A. Clever. B. Perceptive. C. Inexperienced D. Smart. E.Naive. 11.Which statements are facts about electronic money? (More than one answer) A. E-money is currency stored in banking computer system. B.-money is considered very efficient and effective. C.The first transaction of virtual currency was made on May 2010. D. E-money can be used for payment transactions, with or without banks accounts. People are more comfortable in transacting with electronic money. 12.Which sentences use simple present tense? (More than one answer) People pay tolls or other means of transportation with e-money. B.Cash continues to dominate in some developing countries. C.Cashless transactions save time and makes transactions seamless. D.Cashless transactions keep a record of all the purchases made daily. E.The cashless society involve using other modes of payment rather than carrying cash.

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5. B
6. A
7. C
8. C
9. B, D
10. A, B, D
11. B, D
12. B, C

Penjelasan

5. Tujuan dari teks ini adalah untuk memberikan informasi tentang masyarakat yang menjadi masyarakat tunai, sehingga jawabannya adalah B.
6. Ide utama dari paragraf kedua adalah bahwa metode tunai bebas tidak gratis untuk semua orang, sehingga jawabannya adalah A.
7. Sinonim dari kata "subject" dalam konteks ini adalah "vulnerable", sehingga jawabannya adalah C.
8. Teks ini sebagian besar menggunakan simple present tense, sehingga jawabannya adalah C.
9. Manfaat dari masyarakat tunai adalah kemudahan dan minimnya kejahatan, sehingga jawabannya adalah B dan D.
10. Sinonim dari "sawy" adalah "clever", "perceptive", dan "smart", sehingga jawabannya adalah A, B, dan D.
11. Pernyataan yang merupakan fakta tentang uang elektronik adalah bahwa uang elektronik dianggap sangat efisien dan efektif, dan uang elektronik dapat digunakan untuk transaksi pembayaran, dengan atau tanpa rekening bank, sehingga jawabannya adalah B dan D.
12. Kalimat yang menggunakan simple present tense adalah "Cash continues to dominate in some developing countries" dan "Cashless transactions save time and makes transactions seamless", sehingga jawabannya adalah B dan C.
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