13. Pay attention to the following statements. -money often and prepaid individuals to set a specific budget for different aspects of their lives. transaction histories, offering individuals (2) Eansact/platiostosion. often comprehensive access to their financial data over three. (3) E-money is unable to empower individuals to make budgets efficiently the (4) Electronic money platform only storertain groups so history in generata cannot be transaction history in general and certain accessed personally. (5) E-money is a poor and inconvenient of payment and an invaluable ally in the pursuit of financial responsibility. The correct statements based on the text are shown by the numbers (HOTS) a. (1) and (2) b. (1) and (3) c. (2) and (3) d. (3) and (4) e. (4) and (5) The following text is for questions number 14 to 17. the Right Time to Embrace E-Money: Five Compelling Arguments Electronic money, or e-money, has' become a transformative force in the world of finance. However, it's, essential to consider the right time to embrace this digital currency revolution. This argum entative text presents five compelling arguments highlighting the optimal moments for individuals to start using e-money effectively. The right time to transition to e-money often coincides with an individual's increased digital literacy. As people become more comfortable with digital tools, online banking, and mobile apps, they are better equipped to navigate the e-money landscape. Abasic understanding of digital security, mobile payments, and online financial management is crucial to ensure a smooth and secure to e-money. It's crucial to wait until reliable and reputable e-money services are accessible. Users should choose well-establishec I platforms that offer robust security features transparent fee structures , and excellent customer support. Waiting until mature and trustworthy e-money services are available ensures a safer and more reliable experience. Embracing e-money is most effective when individu digital devices These devices such the individuals have to when transactions, manage their accounts, and monitor. smartphones or computers enable users to perform their financial activities . Waiting until these tools is widespread and reliable ensures seamless e-money experience. People should consider adopting e-money when they have a firm understanding of financial management. This includes budgeting tracking expenses, and setting financial goals. E-money is a valuable tool for managing finances but users musi be financially literate to maximize its benefits fully The right time to start using e-money depends on an individual's readiness for the transition. It's essential to ensure that one is prepared to adapt to a cashless and digital financial environment. This includes the ability to manage digital accounts. monitor transaction histories.and take proactive steps to secure digital assets. In conclusion, the ideal moment for individuals to embrace e-money is when they have achieved increased digital literacy.reliable e-money services are available, they have convenient access to digital devices, possess a solid understanding of financial management, and are genuinely ready for the transition. Waiting for thése conditions to align ensures a smoother.more secure, and more effective experience in the world of e-money. 14. According to the text above, the right time to use electronic money is a.next year b. next couple years c. next deoade d.when our country has become a modern country e. as people become comfortable with online banking, and mobile apps 15. What basic understanding do we have to ensure a smooth and secure transition to e-money? a.We have join digital bank and having digital tools. b.We should have and digital bank account comprehensively. c. As people become more comfortable with digital tools, online banking , and mobile apps. d.We are obliged to have software for Electronic Money Institutions for secure and convenient electronic payment service. e. A basic understanding of digital security. mobile payments, and online financial management. Merdeka)

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13. Pay attention to the following statements. -money often and prepaid individuals to set a specific budget for different aspects of their lives. transaction histories, offering individuals (2) Eansact/platiostosion. often comprehensive access to their financial data over three. (3) E-money is unable to empower individuals to make budgets efficiently the (4) Electronic money platform only storertain groups so history in generata cannot be transaction history in general and certain accessed personally. (5) E-money is a poor and inconvenient of payment and an invaluable ally in the pursuit of financial responsibility. The correct statements based on the text are shown by the numbers (HOTS) a. (1) and (2) b. (1) and (3) c. (2) and (3) d. (3) and (4) e. (4) and (5) The following text is for questions number 14 to 17. the Right Time to Embrace E-Money: Five Compelling Arguments Electronic money, or e-money, has' become a transformative force in the world of finance. However, it's, essential to consider the right time to embrace this digital currency revolution. This argum entative text presents five compelling arguments highlighting the optimal moments for individuals to start using e-money effectively. The right time to transition to e-money often coincides with an individual's increased digital literacy. As people become more comfortable with digital tools, online banking, and mobile apps, they are better equipped to navigate the e-money landscape. Abasic understanding of digital security, mobile payments, and online financial management is crucial to ensure a smooth and secure to e-money. It's crucial to wait until reliable and reputable e-money services are accessible. Users should choose well-establishec I platforms that offer robust security features transparent fee structures , and excellent customer support. Waiting until mature and trustworthy e-money services are available ensures a safer and more reliable experience. Embracing e-money is most effective when individu digital devices These devices such the individuals have to when transactions, manage their accounts, and monitor. smartphones or computers enable users to perform their financial activities . Waiting until these tools is widespread and reliable ensures seamless e-money experience. People should consider adopting e-money when they have a firm understanding of financial management. This includes budgeting tracking expenses, and setting financial goals. E-money is a valuable tool for managing finances but users musi be financially literate to maximize its benefits fully The right time to start using e-money depends on an individual's readiness for the transition. It's essential to ensure that one is prepared to adapt to a cashless and digital financial environment. This includes the ability to manage digital accounts. monitor transaction histories.and take proactive steps to secure digital assets. In conclusion, the ideal moment for individuals to embrace e-money is when they have achieved increased digital literacy.reliable e-money services are available, they have convenient access to digital devices, possess a solid understanding of financial management, and are genuinely ready for the transition. Waiting for thése conditions to align ensures a smoother.more secure, and more effective experience in the world of e-money. 14. According to the text above, the right time to use electronic money is a.next year b. next couple years c. next deoade d.when our country has become a modern country e. as people become comfortable with online banking, and mobile apps 15. What basic understanding do we have to ensure a smooth and secure transition to e-money? a.We have join digital bank and having digital tools. b.We should have and digital bank account comprehensively. c. As people become more comfortable with digital tools, online banking , and mobile apps. d.We are obliged to have software for Electronic Money Institutions for secure and convenient electronic payment service. e. A basic understanding of digital security. mobile payments, and online financial management. Merdeka)

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Answer 1

13. a. (1) and (2)

Statement (1) accurately reflects a benefit of e-money: budgeting capabilities. Statement (2) correctly points out that e-money platforms often provide access to transaction history.

14. e. as people become comfortable with online banking, and mobile apps

The text explicitly states that the right time to transition to e-money coincides with increased digital literacy and comfort with online banking and mobile apps.

15. e. A basic understanding of digital security, mobile payments, and online financial management.

The passage clearly indicates that a basic understanding of these three areas is crucial for a smooth and secure transition to e-money.

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